Convergence

The internet has, for many years now, been shutting down brick and mortor businesses. These businesses lived in one place at all times. Without adapation and integration of the internet, these businesses will fail outright.

Financial institutions are a great example of the leaders in the idea of convergence. Nearly all investment, brokerage, and stock institutions now live on the internet. The collective voice of these groups on the internet allows for a single person to find endless possibilities on how to grow their dollar without spending anything. The era of free information helps even the most novice of money understanding learn of smart investment and banking.